Commercial lines
Business insurance is divided into different policies, so it’s easy to design the coverage that fits your business.
Commercial Insurance
We offer to build a custom insurance plan for your business, whether you need commercial property and vehicle insurance, or just a general liability policy.
Simplify your insurance: protect your entire business with a single comprehensive policy.
Commercial General Liability/ Small business liability insurance
General liability insurance covers your business against claims made by others including bodily injury, damage to property or personal injury.
If someone comes to your place of business and is injured, a general liability policy could cover their medical costs. If someone else’s property is damaged and you are found to be responsible, the repair or replacement cost could be covered. And if someone’s reputation is damaged by something you or an employee said or wrote about them, the associated costs could be covered.
Contractors Insurance
Whether you are a general contractor, handyman, or electrician, you know that there are risks inherent to your job. You need an insurance policy that’s built to protect – and flexible enough to accommodate your schedule.
We offer insurance for Commercial Industries, Apartment complexes, Strip Centers, Professional health care centers, doctors, lawyers etc. too.
We arrange General Liability contractor insurance designed to respond to the incidents involving bodily injury and property damage.
Commercial Property
Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. We’ll make sure your lights stay on if a fire, flood or other covered event causes an interruption to your business.
Workers Compensation and Business owners’ insurance (BOP)
If you have employs WC is a mandatory make sure your business employs and you are covered.
Workers’ comp can help pay for:
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- Medical expenses
- Lost wages
- Survivor benefits in the event of an employee death
- Employer liability
Commercial Auto
Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.
