Automobile Insurance
We offer customizable auto coverage that fits your life and protect against unexpected.
All it takes is 15 minutes and you can have a personalized car insurance quote that factors in the best rates, discounts, and options available to you.
How to get your personalised car insurance and what all you need?
Our Pinnacle team will assist you in getting your personalised auto quote. In fact you can get your free quote right on this page. All you need is your valid driver’s licence number, Your vehicle VIN and your present garaging address. We are happy to explain the coverage options.
Types of Coverages:
Liability Coverages
Liability coverage has two components:
- Bodily injury liability may help pay for costs related to another person’s injuries if you cause an accident.
- Property damage liability may help pay for damage you cause to another person’s property while driving.
- You may also want to consider an umbrella policy which provides additional coverage for more serious accidents and lawsuits.
Uninsured/Underinsured Motorists
If you are hit by a driver who doesn’t have insurance, uninsured motorist coverage may help pay for your medical bills or, in some states, repairs to your vehicle. If you’re hit by an underinsured driver, that means they have car insurance but their liability limits aren’t enough to cover your resulting medical bills. That’s where underinsured motorist coverage may help.
Emergency roadside assistance
Medical Coverage
If you, your passengers or family members who are driving the insured vehicle are injured in an accident, medical payments coverage may help pay for costs associated with the injuries. Covered costs may include hospital visits, surgery, X-rays and more.
Medical payments coverage is required in some states and optional in others.
Personal injury protection, or PIP, is only available in some states. Like medical payments coverage, PIP may help pay for your medical expenses after an accident. In addition, PIP may also help cover other expenses incurred because of your injuries — for example, child care expenses or lost income
Vehicle Coverage
Collision coverage
If you are involved in an accident with another vehicle, or if you hit an object such as a fence, collision coverage may help pay to repair or replace your car (up to its actual cash value and minus your deductible).Collision coverage is typically optional. It may be required, however, by your vehicle’s leaseholder or lender.
Comprehensive coverage
Comprehensive may help cover damage to your car from things like theft, fire, hail or vandalism. If your car is damaged by a covered peril, comprehensive coverage may help pay to repair or replace your vehicle (up to the vehicle’s actual cash value). This coverage has a deductible, which is the amount you’ll pay out of pocket before your insurer reimburses you for a covered claim. Comprehensive is typically an optional coverage, but your lender may require it if you’re leasing or paying off your vehicle.
Rental Reimbursement
Discounts you can avail:
- Keep more of your hard-earned dollars: Save your insurance premium by availing these discounts
- Safe driving mobile app
- Bundle policies-save as much as 15%
Mobile app and bundling the policies are the best ways to save on insurance premium